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Concerns on MediShield Life premiums raised during webchat discussion

Getting the high-income earners to help low-income earners with their MediShield premiums and expanding the scope of MediShield for other treatments were some suggestions made regarding MediShield Life, the proposed universal insurance scheme.

SINGAPORE: Getting the high-income earners to help low-income earners with their MediShield premiums and expanding the scope of MediShield for other treatments were some suggestions made regarding MediShield Life, the proposed universal insurance scheme.

These suggestions came from the first online web chat discussion where some 30 members of the public took part in the Facebook live chat with members of the MediShield Life Review Committee.

Most of the discussion was on the affordability of MediShield Life premiums. They hoped that their premiums will not have to increase with age.

Others raised concerns that their Medisave account would not be sufficient to cover the premiums.

The committee said it is reviewing withdrawal limits to ensure new premiums are affordable and to minimise out-of-pocket expenses.

Some members of the public have made suggestions on how to expand the scope of MediShield Life.

While some say that it should cover more outpatient treatments, others feel it is the area of healthcare screening which needs to be covered.

Ms Janet Ang, member of the MediShield Life Review Committee, said: "The committee will certainly discuss this. We have been discussing, and it is everything, the coverage, balanced with affordability and sustainability will be the issues."

Dr Tan See Leng, another member of the committee, said: "When I broached the topic of pre-funding, there was fantastic support for it. Generally, the response we got from them is that they were all in support of it."

Ms Ang also pointed out that there needs to be an increased awareness to educate the public on the difference between MediShield and Medisave.

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