- POSTED: 08 Aug 2014 00:03
- UPDATED: 08 Aug 2014 00:17
Health Minister Gan Kim Yong and Senior Minister of State for Health Dr Amy Khor field questions on the new universal health insurance scheme.
SINGAPORE: Health Minister Gan Kim Yong says companies can re-design their medical insurance plan for their employees to provide what is not covered under MediShield Life. This will avoid duplication of coverage once the universal healthcare insurance scheme kicks in end of 2015.
He made the suggestion at the first dialogue session on MediShield Life for 100 members of the Professionals, Managers, Executives and Technicians (PMET) community on Thursday evening (Aug 7). The forum was co-chaired by Health Minister, Mr Gan Kim Yong and Senior Minister of State for Health and Manpower and REACH Chairman, Dr Amy Khor.
"In an integrated plan, there is no double payment because integrated plan, the bottom is MediShield life, on top is the private plan, so they are right on top of one another, so there is no overlap. The best is to go for integrated plan. Alternatively if you think the integrated plan is very complicated or insurance company doesn't want to give to you, the alternative is contribute additional Medisave for the employee and let the employee decide what plan he wants to buy," said Mr Gan.
Other questions raised by participants included concerns of overconsumption of health care with MediShield Life. Mr Gan said his ministry will be putting in guidelines to ensure that doctors do not over-prescribe. Some also asked whether MediShield Life can be extended to patients under home care, in light of the growing ageing population.
In response, Dr Khor reiterated that the scheme is targeted at large bills, which is why only cancer or dialysis outpatients are covered. She said MediShield Life will not be extended beyond this because premiums will go up.
Singaporeans who wish to share their views on MediShield Life can do so on Friday and Sunday at Jurong Point. The MediShield Life Listening Point is an informal opportunity to gather feedback from the general public.