CNA938 Rewind - A Letter to Myself: Chocolate Finance's Walter de Oude on the wisdom of taking risks later in life

Walter de Oude is a veteran of the financial services sector. The former CEO of HSBC Singapore's insurance business went on to start Singlife, which became one of the largest insurance companies in Singapore in 2020. His second venture, the consumer fintech company Chocolate Finance, was launched in 2024. Walter's entrepreneurial journey began in his early-forties, and he reflects on why he believes it's better to take risks later in life, rather than in one's youth. Walter shares how an eventful first year of growth and challenges has yielded valuable insights on consumer psychology and communication.